Car Insurance | Why Do Liberals Think Government Is The Answer ...
Think about it, health care was never a free market. Medicare and Medicaid ruined the chance of a free market to establish for insurance companies. If medicare and medicaid didn’t exist, health insurance would be like auto insurance, it’s cheap, affordable, and efficient. Medicare/Medicaid, limit insurance companies to give plans to people of low income, since medicaid gives it out, and the middle class doesn’t qualify for medicaid, and the insurance company can’t give out a reasonable quote since it has nothing of low value to compare too. Example: McDonalds dollar menu burger is the cheapest, but the better quality burger places will sell theirs at a higher value, but not extremely high because the dollar menu burger is so cheap, causing them to be regulated by competition. Plus consumers dictate on what they’re willing to purchase. Not to mention auto insurance rewards good drivers, because it gives their customers the incentive to be less of a liability to them. Example: Good Drivers discount, good student discount. If health insurance companies can be in any state, with out medicare and medicaid existing, they probably would reflect the same results as auto insurance, they probably would give a good health discount, because healthy customers cost them less, it also encourages the user to be healthy. Everyone essentially wins.
A totally free-market health system would be chaotic and inherently unfair. No company would insure you if you were sick — or even if you have a predisposition to illness. The best systems are a combination of private and public plans.
Auto insurance is not a good parallel for health insurance. Very difference economics between the two.
The answer from Deb M below makes no sense. If she doesn’t want to support the CEO’s of a particular company, then she has the option of not buying from that company or using their services. The public option forces me, via confiscatory taxes, to support her health care. Personally, I don’t care if she lives or dies, her health care is not my responsibility. Relying on others to take care of ones existence is nothing more than parasitism, just like leeches and ticks.
