Car Insurance | Can Safeco Insurance Company Raise My Auto Premium ...

BUT if its because you didnt do something you were supposed to like some type of action required by you to continue receiving a certain discount.. or signing a state required form inorder to continue getting certain limit coverage. I work for insurance.. i’ve seen this happen to ppl. While theres sooo much info covered in the sales call, you may have forgotten you had to submit documentation to continue to receive a certain discount, or they had to increase your coverage because the state requires you to sign a form for the coverage you originally chose.

This is not fraud automatically. They could have found out information about you or someone on your policy that they haven’t known about or just found out about at this time. A lot of drivers don’t give out all the information or leave out something when getting a quote to learn that the insurance company discovers it at a later time and increases rates for it.

They should give you a reason for the change. They contracted to provide you insurance for 6 months at a price you agreed to. The only thing that can change that is if you move, obtain a different car or some other item that changes your insurance risk. Did you give them your correct address AND zip code? They base risk on zip codes, among other things. Did your marital status change? Did your job change, drive further to work or use your car in your job? Did you change your brand of toothpaste (okay, I’m being sarcastic). I don’t care for insurance companies either, they’re a necessary evil.

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